Money additionally acts as a retailer of value (money will be held over a time frame and used to finance future payments) and as a unit of account (money is used to measure and document the value of merchandise and assets, as for example in compiling the nation’s NATIONAL INCOME accounts). four days ago. The OnePoll survey, commissioned by BOK Financial, additionally reveals that with regards to placing cash away for future needs (like retirement), survey respondents stash away 9 % of their annual salary. This in fact is lower than half of the oft-cited rule of thumb of 20 p.c. In addition to affecting the way your brain functions on the whole, sedentary habits additionally alters your brain chemistry. In an August 2018 study printed within the Worldwide Journal of Behavioral Diet and Physical Activity , being sedentary for greater than three hours a day was associated with an elevated threat of experiencing depressive symptoms.