Saving money is what every citizen in America claims to try for. Employers typically set necessities for hiring private trainers. They could require personal trainers to be licensed by a fitness organization accredited by the National Commission for Certifying Businesses, such as the American Council on Health. Personal trainers must examine for and pass an examination to obtain certification. They need to also have a certification in first help and automatic external defibrillator, or AED. These questions led the Saskatchewan-born Engel, who has a bachelor’s degree in kinesiology and well being research from the College of Regina, to pursue a Ph.D. from the University of Toronto in the area of cognitive rehabilitation and financial management , a brand new area by which only a few in Canada have been specializing.