Money also acts as a retailer of value (money might be held over a time frame and used to finance future payments) and as a unit of account (money is used to measure and report the worth of merchandise and belongings, as for example in compiling the nation’s NATIONWIDE REVENUE accounts). Whether you handle a gym or use the facilities as a customer, a health and safety insurance policies that spells out what employees and gymnasium users must do to scale back danger is a valuable software. In response to Sensible Cash, gyms are not legally required to have personnel skilled in CPR and solely a handful of states require gyms to have defibrillators on site. Sensible gym clients make sure the health club they frequent has a great policy. She noted that in New York Metropolis, tens of hundreds of people have phoned authorities to report businesses not following good safety practices.