Restaurant enterprise could be very profitable. Now let’s go back to you winning $1 million and make some assumptions. You owe $30,000 in credit card debt at 18%, and $200,000 on a home worth $one hundred seventy five,000; plus you are about to lose your job with no good prospects. It is a good factor you received $1 million, but you continue to have some cash management points to take care of: debt, future taxes, lack of a future earnings, and investing money for the long run. A real financial planner might charge you a charge to handle these issues and make a financial plan designed to succeed in your whole financial targets.